1st Century Bank has a proven history of supporting its customers with a wide range of commercial financing and deposit services options. Whether you are looking for short-term working capital or a complex longer-term solution, our commercial bankers are committed to working with your business to structure you banking solutions to your business needs.
Our business relationship managers are ready to help your company grow with flexible loan products to purchase new facilities, finance a new endeavor, or provide your company with seasonal cash flow. Our team will also work with your business to identify deposit solutions to best fit your needs, and review timesaving treasury management services tailored to your business.
ANDERSEN INTEGRATED
“1st Century exemplifies the fundamental values that are core to our company. They have supported us every step of the way with a service line that fits the framework we expect and desire.”
— Dan, Dennis and Jason Ironi, MANAGING PARTNERS
-
Lending Services
We provide a variety of financing alternatives for businesses, developers and investors to improve facilities, refinance or acquire new properties.
- Working Capital & Revolving Lines of Credit
- Term Loans for Equipment & Fixed Assets
- Owner Occupied Real Estate Financing
- Acquisition Financing
- Commercial Succession Financing
- Partner Buy-in Financing
- Multi-Family Loans
- Construction Loans
-
Treasury Management Services
1st Century Bank brings the bank to you, providing a wealth of treasury management resources and services to accommodate your ever-evolving banking needs.
- Online Banking
- Mobile Banking
- Domestic Wires
- Foreign Exchange Services
- International Wires
- ACH and Fund Transfers
- Check Reconciliation and Positive Pay
- Remote Deposit Capture
- Lockbox
- Merchant Services
- Apple Pay™, Android Pay™ and Samsung Pay
-
Deposit Services
From non-interest bearing accounts with unlimited check-writing privileges, to interest earning accounts with minimum balance requirements, 1st Century Bank offers a wealth of services tailored to your unique deposit management goals. In addition to accessing your accounts anywhere and anytime using our sophisticated online banking tool, your dedicated relationship manager is always available to help.
- Commercial Checking
- IOLTA
- Business Money Market
- Business Savings
- Certificate of Deposit (CDs)
- Debit Cards
-
Credit Cards
The 1st Century Bank Visa® Commercial Card is ideal for businesses looking to streamline the payment process, manage employee business expenses, and improve controls. The 1st Century Commercial Card may be used to replace more costly payment forms while providing improved reconciliation.
- 1st Century Bank Visa Commercial Rewards
- 1st Century Bank Visa Commercial Rebate