At 1st Century Bank, we’re not just your bank. We’re your partner in business. We provide our clients with the highest level of personal service, crafting individualized banking solutions that empower your company to thrive. Our relationship managers possess expertise in a wide range of industries and business types which allows us to tailor products and services to your specific needs.
1st Century Bank was founded with the goal of providing clients with an intimate banking experience without sacrificing any of the products or services of a large bank. That means you not only know your relationship manager’s first name and cell phone number, but also that he or she is able to offer you the most sophisticated business banking tools in the industry. 1st Century Bank will be right beside you helping in the growth and success of your business.
SALO AND SALO DENTAL
“Dentistry is so niche, and 1st Century Bank has a good understanding of just what we need and how we need it. Their response time is amazing. They are truly dependable and trustworthy.”
— Dr. Dean Salo and Dr. Madelyne Salo
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Lending Services
We provide a variety of financing alternatives for businesses, developers and investors to improve facilities, refinance or acquire new properties.
- Business Direct Loans
- Working Capital & Revolving Lines of Credit
- Term Loans for Equipment & Fixed Assets
- Owner Occupied Real Estate Financing
- Partner Buy-in Financing
- Acquisition Financing
- Business Succession Financing
- Multi-Family Loans
- Construction Loans
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Treasury Management Services
1st Century Bank brings the bank to you, providing a wealth of treasury management solutions to accommodate your ever-evolving banking needs.
- Online and Mobile Banking
- Domestic and International Wires
- ACH Payments and Collections
- Account Reconciliation
- Check and ACH Positive Pay
- Remote Deposit Capture
- Lockbox
- Cash Vault
- Automated Payables
- Investment and Loan Sweeps
- Merchant Services
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Deposit Services
1st Century Bank offers a variety of account options to meet your unique deposit management goals. In addition to accessing your accounts anywhere and anytime with online or mobile banking, your dedicated relationship manager is always available to help.
- Basic Business Checking
- Performance Business Checking
- Business Advantage Checking
- Community Business Checking
- Premium Business Checking
- Commercial Checking
- IOLTA
- Business Money Market
- Business Savings
- Certificate of Deposit (CD)
- Specialty Deposits
- Debit Cards
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Credit Cards
A 1st Century Bank Business or Commercial Card can help businesses reduce costs, improve controls and decrease the risk of fraud. Whether you prefer to earn rewards or enjoy a lower interest rate, there is a 1st Century Bank card to fit your business needs.
- Business Rewards Credit Card
- Business Credit Card
- Commercial Card